Overdraft Protection

Avoid those costly overdraft fees!

Overdrafts have happened to the best of us. You make a subtraction error or forget to make a deposit. Avoid the overdraft fee by setting up overdraft protection. First Security Bank has two easy options to help you avoid costly Overdraft fees

Auto Transfer from Savings

Link your savings account to your checking! Then if your account becomes overdrawn, we will automatically transfer funds to cover your overdrafts. There is a $5.00 fee per transfer.

Readyline (Overdraft Checking)

First Security Bank Readyline is available on all checking accounts (upon credit approval). Transfers are done in $100 increments. Funds will automatically advance to cover your overdraft up to your approved credit limit.  There is a $5.00 fee per transfer.

For assistance in setting up Overdraft Protection, please contact an Customer Associate.