Checking
Accounts

Reorder Checks

Your personal checking account should be specific to your needs and circumstances. That’s why First Security Bank has a variety of checking account types for you to choose from.

Green Checking

We have a lot to offer you with this account!

  • No minimum daily balance required
  • First 40 checks are FREE
  • Unlimited check writing
  • FREE Internet Banking, Mobile Banking & Online Bill Pay
  • No FEE Debit Card
  • Overdraft Protection available to those who qualify
  • Person-to-Person transfers
  • $5 Fee for paper statements (fee waived for E Statements)
  • $5 Fee to receive check images with paper statement

Elite Checking

If you are age 55 & over, this account is right for you!

  • No minimum balance
  • No monthly charges
  • FREE standard checks
  • No FEE debit card
  • FREE Internet Banking, Mobile Banking & Online Bill Pay
  • Overdraft protection available to those who qualify
  • Person-to-Person transfers
  • $5 Fee to receive check images with paper statement

Advantage Checking

A checking account that earns a competitive interest rate and gives you the freedom of check writing!

  • Minimum daily balance of $500
  • Monthly service charge of $10 if balance falls below minimum daily balance requirement
  • Earns a competitive interest rate while maintaining liquidity*
  • FREE Internet Banking, Mobile Banking & Online Bill Pay
  • No FEE debit card
  • Overdraft Protection available to those who qualify
  • Person-to-Person transfers
  • Your first 40 checks are FREE
  • $5 Fee to receive check images with paper statement

* Further rate and disclosure information available upon request

Comparison Chart

  Green Checking Elite Checking* Advantage
Checking
Minimum Daily Balance Required $0 $0 $500
Monthly Service Charge No No $10 if daily balance falls below $500
Earns Competitive Interest No No Yes
Mobile Banking Yes Yes Yes
No Fee ATM/Debit Card Yes Yes Yes
Free Checks 1st 40 free Yes 1st 40 free
Overdraft Protection Available Yes Yes Yes
Unlimited Check Writing Yes Yes Yes
Paper Statement Charge $5 $0 $0

* = Must be age 55 & over to be eligible for this account.

**Customers may incur fees from other institutions at foreign ATMs

Overdraft Protection

Avoid those costly overdraft fees!

Overdrafts have happened to the best of us. You make a subtraction error or forget to make a deposit. Avoid the overdraft fee by setting up overdraft protection. First Security Bank has two easy options to help you avoid costly Overdraft fees.

Auto Transfer from Savings

Link your savings account to your checking! Then if your account becomes overdrawn, we will automatically transfer funds to cover your overdrafts. There is a $5.00 fee per transfer.

Readyline (Overdraft Checking)

First Security Bank Readyline is available on all checking accounts (upon credit approval). Transfers are done in $100 increments. Funds will automatically advance to cover your overdraft up to your approved credit limit. There is a $5.00 fee per transfer.

Apply for overdraft protection

Personal Accounts FAQs

Call the Bank immediately!  We will ask you for a detailed description of the error so we can thoroughly investigate your complaint.  Please note that we must hear from you no later than 60 days from the statement date on which the error appeared.

In order to open a checking or savings account with us, we require you to coming in and present us with a valid photo ID and Social Security Number/Fed ID number.

Click here to open an account

You can drop off the re-order form, call us, or re-order your checks online.

 

You can call us or stop in.  In order to place a stop payment on an item, please be able to provide us with the exact amount, the date of the withdrawal and the check number if applicable.

You may call First Security Bank, and any associate will be able to transfer for you.  Otherwise, on-line banking allows transfers between First Security Bank accounts by using the express transfer button.  You may also use bill pay to transfer between your First Security Bank account and a non First Security Bank account.

By accessing on-line banking, you can see your account transactions for the current business day as well as prior transaction, including checks that have cleared.

Yes we do!

Avoid those costly overdraft fees!

Overdrafts have happened to the best of us. You make a subtraction error or forget to make a deposit. Avoid the overdraft fee by setting up overdraft protection. First Security Bank has two easy options to help you avoid costly Overdraft fees.

Auto Transfer from Savings

Link your savings account to your checking! Then if your account becomes overdrawn, we will automatically transfer funds to cover your overdrafts. There is a $5.00 fee per transfer.

Readyline (Overdraft Checking)

First Security Bank Readyline is available on all checking accounts (upon credit approval). Transfers are done in $100 increments. Funds will automatically advance to cover your overdraft up to your approved credit limit. There is a $5.00 fee per transfer.

Apply for Overdraft Protection

Identity Protection

Take control and protect your identity

We now offer our checking and savings customers a 3 point level of identity protection through ID TheftSmart. Sign up for ID TheftSmart and have a team of professionals monitoring your information.

Learn More ID TheftSmart Registration

Customer Banking

Want to bank with us? It's Easy!

Bank with a group of people dedicated to your security, peace of mind, and individual needs, you have come to the right place. 

Starting an account with us is easy! Click the link below to set up your account online, and welcome to First Security Bank!

New Customer Current Customer