FAQs

Personal Accounts

What should I do if I notice an error on my statement?

Call the Bank immediately!  We will ask you for a detailed description of the error so we can thoroughly investigate your complaint.  Please note that we must hear from you no later than 60 days from the statement date on which the error appeared.

What does it take to open a checking or savings account?

In order to open a checking or savings account with us, we require you to coming in and present us with a valid photo ID and Social Security Number/Fed ID number.
Click here to open an account

How do I reorder checks?

You can drop off the re-order form, call us, or click here to do it online.

How do I place a stop payment on an item?

You can call us or stop in.  In order to place a stop payment on an item, please be able to provide us with the exact amount, the date of the withdrawal and the check number if applicable.

How can I transfer between two accounts?

You may call First Security Bank, and any associate will be able to transfer for you.  Otherwise, on-line banking allows transfers between First Security Bank accounts by using the express transfer button.  You may also use bill pay to transfer between your First Security Bank account and a non First Security Bank account.

How can I find out if a check has cleared, what my balance is or amount of my Direct Deposit?

By accessing on-line banking, you can see your account transactions for the current business day as well as prior transaction, including checks that have cleared.

Do you offer overdraft protection and how do I qualify for it?

Yes we do!

Avoid those costly overdraft fees!

Overdrafts have happened to the best of us. You make a subtraction error or forget to make a deposit. Avoid the overdraft fee by setting up overdraft protection. First Security Bank has two easy options to help you avoid costly Overdraft fees.

Auto Transfer from Savings

Link your savings account to your checking! Then if your account becomes overdrawn, we will automatically transfer funds to cover your overdrafts. There is a $5.00 fee per transfer.

Readyline (Overdraft Checking)

First Security Bank Readyline is available on all checking accounts (upon credit approval). Transfers are done in $100 increments. Funds will automatically advance to cover your overdraft up to your approved credit limit. There is a $5.00 fee per transfer.

Click here to apply for Overdraft Protection

Do you offer FREE checking?

Yes we do!  At a time when large financial institutions are eliminating free checking, First Security Bank continues our philosophy that places customer needs and services above everything else.
Click here to open an account

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