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Savings Accounts

Home Personal Personal Savings Savings Accounts

Your personal savings plan should be specific to your needs and circumstances. That’s why First Security Bank has a variety of savings account types for you to choose from.

Security Savings

A Security Savings is the best way to begin a savings plan at First Security Bank! Here are the benefits of a Security Savings account:

  • Minimum daily balance of $100
  • Monthly service charge of $2 if balance falls below minimum requirement
  • Earns a competitive interest rate while maintaining liquidity
  • Internet Banking
  • Free ATM Card
  • You are allowed six withdrawals at no charge per month.

Kids Klub Savings

Anyone 17 years old or under can participate in our Kid's Klub Savings. Here are the benefits of a Kids Club Savings Account:

  • $25 daily minimum balance
  • Monthly service charge of $2 if balance falls below minimum $25 daily balance requirement
  • Earns a competitive interest rate
  • You are allowed six withdrawals at no charge per month. After six withdrawals, there is a charge of 50 cents per withdrawal.

Money Market

A Money Market Savings can be a great option for those looking to build up their savings. Here are the benefits of a Money Market Savings:

  • $2,500 minimum daily balance requirement
  • Monthly service charge of $10 if balance falls below minimum requirement
  • You earn money market rates and maintain deposit liquidity at the same time.
  • Internet Banking
  • Free standard checks
  • Allows up to six withdrawals per month.

Comparison Chart

Comparison Chart
 Kids Club Savings*Security SavingsMoney Market
Minimum Daily Balance Required$25$100$2,500
Monthly Service Charge if Minimum Daily Balance Requirement is not met$2$2$10
Earns Competitive InterestYesYesYes
No-fee ATM/Debit CardYesYesYes

* = Anyone 17 years old or under can participate in this account.

CDs & IRAs

First Security Bank can help you maximize your savings!

We offer certificates of deposit from 90 days to 60 months. With only a $500 minimum balance, you begin earning higher returns and still have peace of mind with your First Security Bank CD.

Check out our competitive rates

Grow Green Certificate of Deposit

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A great opportunity of savings for First Security Bank Kids Klub Savings Account Members is all wrapped up into our Grow Green Certificate of Deposit. Grow Green is a great tool for kids to watch their money grow into bigger savings.

  • Must have Kids Klub savings account to qualify
  • Certificate of deposit will be set up as UTMA account
  • Available to Kids ages 12-17
  • $25 minimum deposit required to open
  • Only one account per child
  • The maximum amount that may be deposited into this CD is $2,000
  • Rate is at the discretion of First Security Bank and may change at any time
  • Interest compounds semi annually
  • This account will not automatically renew at maturity
  • Substantial penalty for early withdrawal
  • Certificate term will vary depending on child's 18th birthday
  • This certificate matures on the customers (minors) 18th birthday at which time the custodial rights terminate, and the funds will be released to the minor who will then be age of majority.

Youth Certificate of Deposit

The Youth Certificate of Deposit allows children of all ages to save money. Everyone has different needs; we’ve made it easier for kids to open a certificate by having a lower minimum deposit amount. Here are the benefits of a Youth CD:

  • Available to kids under the age of 18
  • Minimum balance of $250 required to open
  • Account is automatically renewable
  • Interest compounds semiannually
  • Same rates and terms as First Security Bank’s $500 minimum balance certificates
  • Substantial penalty for early withdrawal
  • Fees could reduce earnings

Personal Accounts FAQs

What should I do if I notice an error on my statement?

Call the Bank immediately!  We will ask you for a detailed description of the error so we can thoroughly investigate your complaint.  Please note that we must hear from you no later than 60 days from the statement date on which the error appeared.

What does it take to open a checking or savings account?

In order to open a checking or savings account with us, we require you to coming in and present us with a valid photo ID and Social Security Number/Fed ID number.

Click here to open an account

How do I reorder checks?

You can drop off the re-order form, call us, or  re-order your checks online.

How to I place a stop payment on an item?

You can call us or stop in.  In order to place a stop payment on an item, please be able to provide us with the exact amount, the date of the withdrawal and the check number if applicable.

How can I transfer between two accounts?

You may call First Security Bank, and any associate will be able to transfer for you.  Otherwise, on-line banking allows transfers between First Security Bank accounts by using the express transfer button.  You may also use bill pay to transfer between your First Security Bank account and a non First Security Bank account.

How can I find out if a check has cleared, what my balance is or amount of my Direct Deposit?

By  accessing on-line banking, you can see your account transactions for the current business day as well as prior transaction, including checks that have cleared.

Do you offer overdraft protection and how do I qualify for it?

Yes we do!

Avoid those costly overdraft fees!

Overdrafts have happened to the best of us. You make a subtraction error or forget to make a deposit. Avoid the overdraft fee by setting up overdraft protection. First Security Bank has two easy options to help you avoid costly Overdraft fees.

Auto Transfer from Savings

Link your savings account to your checking! Then if your account becomes overdrawn, we will automatically transfer funds to cover your overdrafts. There is a $5.00 fee per transfer.

Readyline (Overdraft Checking)

First Security Bank Readyline is available on all checking accounts (upon credit approval). Transfers are done in $100 increments. Funds will automatically advance to cover your overdraft up to your approved credit limit. There is a $5.00 fee per transfer.

Apply for Overdraft Protection

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Want to Bank with Us? It's Easy!

Bank with a group of people dedicated to your security, peace of mind, and individual needs, you have come to the right place. 

Starting an account with us is easy! Click the link below to set up your account online, and welcome to First Security Bank!

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