HELOC Special Rate
4.99% APR Introductory Rate on Home Equity Lines of Credit
Make the most of your home's equity, on your terms.
Whether you're planning a getaway, covering a large expense, or tackling home updates, a Home Equity Line of Credit (HELOC) gives you flexible access to funds when you need them.
For a limited time, take advantage of a 4.99% introductory APR for the first 6 months. After the introductory period, variable rates as low as 6.75% APR apply.*
Why consider a HELOC?
- A HELOC offers flexibility that goes beyond traditional loans:
- Ongoing access to funds with a reusable credit line
- Pay interest only on what you use
- Great for both planned and unexpected expenses
Use your HELOC for:
- Home improvements or repairs
- Travel and vacations
- Debt consolidation
- Education expenses
- Major purchases or life events
Offer Details
- 4.99% fixed introductory rate for 6 months
- Variable rates as low as 6.75% after intro period
- Offer valid through December 31, 2026
- Available on new HELOCs only
*Offer valid now through December 31,2026. This special offer has a fixed-rate pricing as low as 4.99% APR for the first six months. Following the six month period, the rate will become variable, subject to change, based on Wells Fargo Bank N.A., prime rate plus a margin that is determined based on the loan-to-value in your home and your credit score at the time of application. 80% loan-to-value, or less. Offer not available for bridge loans. Offer available on new home equity lines of credit of $10,000 or more only. The maximum APR that may be imposed is 18%. An estimate of fees and closing costs to open this account is $1,500. Actual costs may vary. After introductory period, variable rates as low as 6.75% apply. Consult your tax advisor regarding the deductibility of interest expense. Property insurance will be required. Limited time offer. Loans subject to credit approval.