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Mortgage Rates

Home Loans Mortgages Mortgage Rates

We keep our rates posted as a convenience to our customers, but they are subject to change at any time. Use our Calculators to help you weigh your financial options, then pre-qualify today.

When in doubt, please contact us to confirm rates. 507-775-2316

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Mortgage Loan Rates

Rates Effective as of 6/18/19

Mortgage Rates
 30 Year Fixed20 Year Fixed15 Year Fixed10 Year Fixed
Interest Rate3.775%3.650%3.275%3.275%
APR***3.893%3.814%3.483%3.575%
Payment Term30 years20 years15 years10 years
Estimated Prepaid Finance Charges****$2,150$2,150$2,150$2,150
Loan Amount$150,000$150,000$150,000$150,000
Down Payment20%20%20%20%
Monthly Principal & Interest Payment**$697.07$879.97$1,053.01$1,461.54

Rates Subject to Change

*Information displayed is accurate as of the date of the latest update and is subject to change without notice.

**The monthly payment amount displayed includes principal and interest only. The payment amount does not include homeowners insurance or property taxes which must be paid in addition to your loan payment.

***The displayed Annual Percentage Rate (APR) for the loan products shown reflects the interest rate and approximate cost of prepaid finance charges, including 1% of your loan amount to be applied to the origination charge, but does not include other closing costs or discount points.

****The approximate cost of prepaid finance charges does not constitute and is not a substitute for the Loan Estimate of closing costs (LE) that you will receive once you apply for a loan. This is not a mortgage loan approval or commitment to lend. The actual fees, costs and monthly payment on your specific loan transaction may vary and may include additional fees and costs.

Calculators

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